XEVA Mortgages                                                                                                       patricia@patriciacollins.ca | Cel: 604.996.7701 | Fax: 604.343.7111 | Follow Me: Facebook Facebook Twitter Tumblr


Self-employed Canadians often face difficulty or confusion on how they can qualify for mortgages without traditional salaried jobs or third party validation of their income.

The three Canadian mortgage insurers (CMHC, Genworth Financial, Canada Guaranty) offer assistance to these individuals to help them achieve their home ownership goals.

Below are descriptions of some of these programs and their requirements.  Individuals who can provide traditional 3rd party validation of income can purchase a home with as little as 5% down.  Individuals who cannot provide traditional documentation will be required to put a minimum of 10% down.

Lenders vary in which insurers and programs they utilize- as your mortgage advisor, I will help you determine the best lender and program for your specific situation.

CMHC Self-Employed Program

Genworth Financial Business For Self (Alt. A) Program

Canada Guaranty Low Doc Advantage Program

If you have any questions or wish to set up a free consultation to discuss your needs, please contact me directly by email or telephone and I'll be happy to speak with you!